OurBlog

Latest from our blog

How to Start a Pension for Your Child: A Parent's Guide

14 10 2023

As a parent, you're always looking for ways to secure your child's future. One avenue you might not have considered yet is starting a pension for them. While it may seem like a long way off, beginning a pension early can set your child up for a secure financial future. Starting a pension for your child is surprisingly straightforward. In the UK, these are known as Junior Self-Invested Personal Pen…

» Read more

Consolidating Your Pensions: A Simplified Guide

31 10 2023

When you've spent your career moving from job to job, it's not uncommon to have multiple pension pots. Managing them separately can be a complex task. Consolidating your pensions into one plan can simplify tracking your retirement savings, potentially reduce fees, and make it easier to plan for your future. However, it's a decision that requires careful thought and planning. The first step is to g…

» Read more

Property Prices Over the Decades and What Real Growth Is

05 12 2024

In 1960 my family who were Irish immigrants and because they were unable to get on the council house list, had to buy a small 2 bed  house in Renfrew 7 miles outside Glasgow in Scotland. It cost £120 with a £10 deposit and obviously the payments were very small on a 20 year mortgage. They were unable to buy a 3 bed house which was £135 because they couldnt afford a mortgage. My Dad had 3 jobs and …

» Read more

Spending £25,000 - £70,000 on a One Day Event - Like Getting Married

05 12 2024

After that people then go back to their financed cars.   Have no assets nor emergency fund.   Generally have a loan after a wedding or birthday or a lavish event   While a lavish indulgence can give you a great memory and temporary satisfaction.   Think about how often will you see the people at such a lavish event after that.   If they are your real friends family they will be that anyway.   You …

» Read more

Skip Going Out With Friends All the Time - Start an Investment Club

04 12 2024

If you and two friends put in £8600 each that would be £25,800 in total   That would be a big enough to leverage a mortgage deposit and stamp duty to buy a property up to £99,000 in the North East and West of England West Coast of Scotland and Western Isles of Scotland generating up up to £900 per month in rent    If you can save about £360 a month for 2 years you will have the deposit.   Stop buy…

» Read more

Make Money in Your Sleep

03 12 2024

Do you work in a big city or town?   Do you go in and buy a coffee and a sandwich at lunchtime or on the way to work or both?   Millions of young people throughout the world spend up to £4.50 on a coffee   Millions of people spend up to £6.00 on a sandwich and some more.   Are you mad what are you doing?   Make a sandwich at home and bring it with u for 50p.   Make tea/coffee in your office even i…

» Read more