After that people then go back to their financed cars.

Have no assets nor emergency fund.

Generally have a loan after a wedding or birthday or a lavish event

While a lavish indulgence can give you a great memory and temporary satisfaction.

Think about how often will you see the people at such a lavish event after that.

If they are your real friends family they will be that anyway.

You end up with drained finances and think of these people every time you make a payment to a loan.

Use this money to make an investment a buy to let property or invest in the S + P 500 which groes on average by 10 %

Build this up and you will be able to go on better holidays and live life the way its meant too.

If your ready to build a stable financial future. Send a DM and a property investment specialist will contact you personally